When client payments lag, a Rolex can help cover rent or gear without selling...

https://mag-wiki.win/index.php/I_Bought_a_Rolex_to_Mark_a_Big_Job._Should_I_Ever_Use_It_for_Cash%3F

When client payments lag, a Rolex can help cover rent or gear without selling it. A lender evaluates the watch and explains a 30% loan structure. You get the watch back after repayment, but weigh the cost: this is a short-term bridge, not extra income.