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mortgage credit score requirement

https://extra-wiki.win/index.php/How_Debt_Consolidation_Credit_Repair_Can_Help_Rebuild_Your_Financial_Standing

Most lenders want a credit score of at least 620 for a conventional mortgage, but that's just the starting point. A higher score, say 740 or above, can unlock the best interest rates and save you thousands over the loan. Government-backed loans like FHA or VA might be more lenient, but the score still matters. Your credit history, debt-to-income ratio, and down payment also play big roles, so it's not just about the number. Bottom line: boosting your score before you apply can make a real diffe…