Lifetime cover is the only way to avoid bankruptcy if your dog needs a £4,500...

https://highstylife.com/what-questions-should-you-ask-before-buying-lifetime-dog-insurance/

Lifetime cover is the only way to avoid bankruptcy if your dog needs a £4,500 cruciate ligament repair. In 2026, vets are charging more than ever, making long-term cover essential. Don't just auto-renew when your statement arrives