If you’re considering a loan on your Rolex, get the repayment terms in writing...
https://www.joint-bookmarks.win/if-you-re-considering-a-loan-against-your-rolex-in-san-diego-ask-for-the-apr
If you’re considering a loan on your Rolex, get the repayment terms in writing before handing it over. For example, $275 a month in interest on a $10,000 loan adds up to $3,300 over a year, before you repay the principal